| W Holding Company, Inc. is a bank holding company offering a range of financial services. The business of the Company is conducted through its wholly owned commercial bank subsidiary, Westernbank Puerto Rico (Westernbank or the Bank). Westernbank offers a range of business and consumer financial services, including banking, trust and brokerage services. Westernbank operates through a network of 48 bank branches (including 11 Expresso of Westernbank branches) located throughout Puerto Rico, including 25 in the Western and Southwestern regions, 14 in the San Juan metropolitan area, seven in the Northeastern region, and two in the Eastern region, and a Website on the Internet. Westernbank's traditional banking operations include retail operations, such as its branches, including the branches of the Expresso division, together with consumer loans, mortgage loans, commercial loans, investments (treasury) and deposit products. |
