| Regions Financial Corporation (Regions) is a financial holding company that operates throughout the South, Midwest and Texas. The Company provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other specialty financing. Regions' business segments are General Banking/Treasury; Investment Banking, Brokerage and Trust, and Insurance. The Company conducts its banking operations through Regions Bank, a state-chartered commercial bank. At December 31, 2007, Regions operated approximately 2,000 banking offices in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas and Virginia. On January 1, 2008, Regions Insurance Group, Inc., a subsidiary of Regions, acquired certain assets of Barksdale Bonding and Insurance, Inc. |