| Banco Bilbao Vizcaya Argentaria, S.A. is a diversified international financial group with operations in retail banking, asset management, private banking and wholesale banking. During the year ended December 31, 2007, the Company was organized into five business areas: Spain and Portugal, Global Businesses, Mexico and the United States, South America and Corporate Activities. On January 3, 2007, the Company acquired State National Bancshares, Inc. |